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All kinds of thing to make your life easier are on their way.  We do the work, you reap the benefits!  We will be uploading a section on free software.  Most of these programs are programs I use myself, and they are absolutely free!  There will be more e-books for you to download, more articles to read, a link section for great web sites.  Hang in there with us.  We're here for you.
Save-n-earn staff.

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We have found a way for you to save money right now!  No bull guys.  You can save money right now on things you use every day in your area – your zip code.  Fast food discounts, restaurants, eyeglasses, motels, hotels, the list goes on.  Over  175,000 retailers world wide..  This is for real!  I saved over $80 dollars my first month!  Look.  I don’t expect you to believe it.  Go to the web site below, and give them your name and email address.  They will give you a pre-enrolee membership so you can look around.  Click on products, and scroll down to the zip code area, and inter your zip code.  It will amaze you how many really great savings are there.  Don’t pay any attention to all the hype, and don’t join Nothing ‘till you see it’s more than worth it.  Now go to:
 My World Discounts 
You’ll be really happy you did.

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We were poor, hard working farmers, and those old axiums were a part of life for us. We had to scrimp and save to make ends meet in those days. We never threw anything away that was usable. Meal time leftovers were tomorrows lunch, and hand-me-downs were appreciated.

I grew up and left the farm. I got some education, and started making a decent living. Like most of us, a little bit of affluence made those old sayings a thing of the past. We could afford to waste a little bit. Well, I think you realize that those days are over, or you wouldn't be on this web site looking for tips on how to save money.

You really want to register as a member on this site. There are many tips and tricks you will not be able to access as a visitor. Many of the web site links and other programs are for members only. Just one example is our e-card site. You can send beautiful e-cards to your friends and family without annoying sign-ins and spam emails. It’s free to join, so come on in. Just click on “register” under the log in space on the left. Stay with us for news articles, tips, and treasures on how to Save money, and Earn money.

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   We have great news!

    So many of you are really looking for a way out of the rat race.  We all know that there is a gold mine of wealth on the internet, but we just don't know how to mine it.  Oh, sure!  There are guys out there - the "Internet Gurus", that will be happy to sell you their secrets, but you just can't put up four or five hundred dollars and take a chance that the information is going to make you money.  I know.  We've been there.

    My wife, Linda and I have been working with Shawn Casey, and we had looked at a package he has, but it sold for $497.00.  We are just like you.  We couldn't afford it right now.  We wanted it because we had been following his information for a while.  We knew his information was worth every penny.

Well, you won't believe this, but

Now you can have Shawn's course for the low, low price of............................................................................................................

$0.00 DOLLARS!!!

Just click through this banner, and claim your copy today, but hurry before he comes to his senses!

 Download your free course.  Look through it, and see it's value.  Go back to the site and purchase one or more of his other equally valuable courses.  You just saved $500 Bucks!

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Saving money is on a lot of peoples mind today. Everything is going up but salaries. But, do you know that it's always been that way? Nothing has changed. It's always been hard for the work-a-day nine-to-fiver. Forty hours a week has gone back to 60 and 70 hours a week, and husband and wife both have work to make ends meet. It's always going to be hard for the working man!

I remember back in my 20's, I worked for a company that did some work for Mr. James J. Ling, the man who took $2000.00 and leveraged it into the huge Ling, Tempco, Vaught Aironautics empire. He was a nice guy, and we were talking one day. He told me,

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A basic understanding of indoor air pollution in today's homes. The article answers the question: How well do we know the air we breathe at home? A must read for all home owners in america.

Sick Building Syndrome (SBS)? Multiple Chemical Sensitivities )MCS)? Volatile Organic Compounds (VOC)? Polybrominated Diphenyl Ethers (PBDP’s)? Radon? These are terms found only in obscure college chemistry texts, right? Well, not any more!

Recent studies (both governmental and independent) show a dramatic increase of harmful airborne pollutants in our homes. Consequently, a number of medical conditions (including cancer) can easily be attributed to this gradual deterioration of our Indoor Air Quality (IAQ).

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By: Matthew Hick

Kitchen cabinets, furniture, perfume, even candles and air fresheners - they can all contribute to the air pollution in our homes.

Dr. Bernard Hamel, former Director for the Institute for Environmental Studies at Drexil University, estimates that the levels of potentially deadly toxins in the average American home may be five times greater than the level of toxic pollutants found in the dirtiest city air.


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by Sandy Shields
The following are my favorite frugal tips that I use on a
regular basis. I hope that they will help you as much as
they have helped me and my family.

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by Sandy Shields 

Here are thirty-three basic smart shopping tips that can be
used anywhere you shop. Use them to save money, and as a
guide to strengthen your purchasing power.

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Vitamins Makeup Activity Bar Cologne Deodorant Hand Creme Toothpaste Personal Soap Mouthwash Throat Spray Pain Crème

Shampoo Conditioner Sunscreen Acne Cream Cough Syrup Glass Cleaner Bathroom Cleaner Furniture Polish Credit Cards Spot Remover

Laundry Deterge. Household Clean Kitchen Cleaner Dishwasher Date: Fabric Softener Baby Shampoo Pet Products Long Distance

If you found a store that sold all of these products at a wholesale club price that's cheaper than the grocery store;  Sold products that were better than you could find at the grocery store;  Took your order over the phone, or over the internet, then brought your shopping list to your house for you, wouldn't you be interested?  Now to add value, what if all the products were unconditionally guaranteed?  You're money back if you're not happy with the product.  Would that give you more confidence?  Would it help to know that the store has been in business for 23 years with a gross sales of 85 million dollars a year?  Would it make you more confident that 95% of the customer base reorder every month?
We've got your store!  

    Now.  If you found that kind of deal, wouldn't you want to share it with friends and family?  Sure you would!  Would it hurt your feelings if the store paid you good money just to refer customers to join in the savings.  If the answer to that question is a resounding No, contact us today.  We want to introduce you to the best store we've ever seen!  You're going to love it!
 
Go Green!
Save money! 

Ask me how!
Call Linda at 214-272-0260
Visit our web site at:
http://cjl.smartlivingnews.com/

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By: Bryan Wong

Are you afraid every month when the utility bill comes in the mailbox? Could this month's bill be even more expensive? If this scares you than and you want to do something about it, than read here how to save money on utilities in 5 ways.

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By: Jamie Jefferson

As a mother with three kids and a very hardworking, hungry husband, I have discovered that absolutely nothing is cheap. I have also discovered that it is the small, daily changes we have managed to make that have had the most profound impact on our budget.

Here are 16 of the simple, everyday changes that have worked for us.



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Daniel Stouffer Going Green around your house can be cost effective, inexpensive, and can save you money. There are many money saving opportunities available to those who think creatively and look for the sun, the wind, or they neighbor for a little help.

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By: Dustin Cannon

Depending on when a person wanders in to a retail store that is going out of business and drastically reducing prices on all merchandise, one can find many items priced below cost. When a store decides to close, they will have a huge sale in order to rid themselves of the items and make a little money before closing. These sales can last anywhere from a weekend to whenever they sell out. There are businesses each day that are going out of business. It is a good time for the consumer to go in and check out what they have to offer.




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By: Victor Epand

With just a little extra effort it is more than possible to save a considerable amount of money when you go out to do your regular grocery shopping. Being aware of tactics that shops use, and turning these around so you're able to take advantage of them will reduce your normal shopping bill by almost half in many cases. All it takes is a little extra time, a little extra thought, and a little more awareness.




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< By: Scott Siegel

Gas prices are now firmly entrenched at $4.00 per gallon. Every mile you drive is the most expensive it has ever been. Because of that you are probably starting to do away with some of the miles you used to drive.


Some of those miles are easy to forego such as an extra trip to the store. Some of those miles can't be skipped such as your commute to work. Since you have to work, you need to know how much it costs you to get to your job.


No matter the cost to get to work, you have to spend it in order to make a living. As the price of gas continues to increase, that commute that you used to take for granted is now beginning to cost a lot of money.




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By: Blair Critch

Food prices are on the rise today with no signs of leveling off. Many people are wondering if they could be saving money on groceries for their everyday items as well as some splurges as well. There are still some grocery bargains to be found out there if you know where and how to look, and we have some handy tips that any mom or individual can use.



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By: Clint Jhonson

In the world we live in, money is the most important factor that determines the way you live your life. Some people can afford just about everything, but most people are struggling to live their lives by planning budgets and saving money wherever they can.

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By: Sunny Tan

Recent technology advancement in automotive industry has seen an upsurge in improving the fuel economy of our car engines and thus making them as efficient as they can be. Heavy investment has been poured in making the car engines as clean as possible, where exhaust emission is concerned, thus increasing the gas mileage capability of the car. This has created a new batch of vehicles with engines more fuel economical compared to engines of comparable size a decade or more ago.


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By: Scott Siegel

As gasoline prices continue to set records and you find yourself spending more and more money at the gas pump, the prospect of taking that driving vacation trip seems more expensive than ever. You can travel and not break your budget on gas.

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By: Ken Wilson

Gone are the days when you prepared yourself with patience and cash to go out on a shopping spree. In today’s modern world, we have found much more convenient ways to fulfill our shopping needs, having the Internet technology to thank for that. The advent of this technology has led to an unbelievable growth of online shopping, a lot of people preferring to use the Internet for such purposes. The industry of e-shopping has developed to the extent that we can buy anything we like from the Internet, benefiting from the most incredible prices and additional discounts.



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Here are some price comparisons for you to look at.

Price Comparisons

(Prices taken on June 2, 2006 at Walmart in Rolling Meadows)
Our company's products are better, safer, and COST LESS.
And, we have over 300 products to choose from!
Doesn't it make sense to try our products?  

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